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Credit Cards

Home > Borrow > Credit Cards
Home > Borrow > Credit Cards

Show your workplace pride – while getting cash back, a lower rate or rewards

NGFCU credit cards are truly designed for our members. Choose the card the works best for you: cash back, lower rate, or rewards. Then personalize your card and showcase your workplace connection by choosing a Northrop Grumman or Metro-inspired card design.

Express yourself – choose your card design

Show your Northrop Grumman or Metro pride each time you use your credit card. NGFCU members can choose from exclusive designs featuring backgrounds like the B-2 Spirit, James Webb Space Telescope, T-38 Talon, Sunset Train, and more. Check out the gallery below to see which style suits you.

Compare your credit card options

Lower Rates

NGFCU’s low rate credit cards help you save when carrying a revolving monthly balance. We offer you two card choices with competitive rates for big savings,

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Earn Rewards

With every dollar you spend on purchases, you’ll earn a point toward great travel and merchandise rewards. Choose from three different rewards-earning cards.

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Cash Rebate

Get a 1.5% cash rebate* on every purchase, plus great perks like extended warranties, price protection and more. Choose from three different credit cards.

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Whether you decide to take advantage of cash rebates, competitive low rates or rewards for making purchases, you’ll be able to select a Visa or Mastercard with a credit limit of up to $40,000** maximum, and no annual fee.

* Your rebate amounts to 1.5% of every purchase transaction accumulated through the February billing cycle and transferred to your regular share account in March.

** Approved credit line can be allocated between two cards. Minimum credit line on the Signature Rewards and Signature Cash Back VISA cards is $5,000. The minimum credit line on all other cards is $500. Ask for more details.

*** APR = Annual Percentage Rate. Promotional rate valid on purchases made in first six months of the loan (card issue). The promotional rate will be effective for the first six statement periods. At the end of the sixth statement period, the rate on the purchases balance will change to the then-current purchase APR consistent

Man holding credit card and cash

Every NGFCU Mastercard and Visa Card includes these benefits:

  • Credit line up to $40,000 (combined cards and personal line of credit)
  • 4.99% introductory APR on purchases in the first 6 months
  • No annual fee
  • Online account management
  • Low minimum payment of 2.5% of your statement balance
  • Fraud alerts
  • Zero liability for unauthorized purchases
  • Free credit score
  • Apple PayTM, Google PayTM, and Samsung PayTM
  • Surcharge-free currency conversions

Credit Card terms and conditions

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Choose how you charge. What do you want from your card?
Low rate
Cash Back
Reward Points
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Complimentary Consultation

Send the form below to receive a free, no-obligation consultation.

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 1.800.633.2848. Agents are available 24/7.

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Low Rate Visa Card or Mastercard

Enjoy low rates and big savings on revolving monthly balances.

4.99% introductory APR on purchases in the first 6 months

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Cash Rebate Visa Card or Mastercard

Earn a 1.5% cash rebate on every purchase.

Signature Cash Rebate Visa Card - Earn a 1.5% cash rebate on every purchase, plus great signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, cell phone protection, and more.

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Rewards

CURewards™ Visa Card or Mastercard - Earn points toward travel and merchandise rewards with every dollar you spend.

Signature Rewards Visa Card - Earn points toward great rewards, plus perks for home and travel, travel and emergency assistance services, cell phone protection, and much more.

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Balance Transfer

Signature Cash Rebate Visa Card - Earn a 1.5% cash rebate on every purchase, plus great signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, cell phone protection, and more.

Buying a home

Our home loan experts are ready to guide you through every step of buying a home.

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Refinancing a home

Our home loan experts are ready to guide you through every step of refinancing a home.

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Tapping your home’s equity

Leverage your home equity to help with home improvements, bill consolidation and other significant expenses.

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Branch or ATM

Find a branch or ATM near you. It doesn't have to be an NGFCU branch or ATM. You can find Co-Op ATMs and Shared branches that you can use just like an NGFCU branch or ATM.

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Online Banking

Sign up or Login to NGFCU Online Banking. Access to all of your accounts; anytime, anywhere.

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Download the NGFCU mobile app

Download the NGFCU mobile app onto your Apple or Android device and have access to your accounts on the go.

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NGFCU has partnered with Compass

You could get thousands of dollars back at closing when buying or selling a home.

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Home Loans

Find the best home purchase financing solution.

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Join NGFCU

Enjoy the many perks of becoming a member of the credit union financially engineered for you, your family, and friends.

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Retirement

Are you all set to retire? It's important to know where you stand. Book a consultation with one of our experts.

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Dental and Vision

NGFCU offers members the opportunity to purchase dental and vision insurance through CIGNA Dental Care and VSP.

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LITENING
LITENING

Apply for your Northrop Grumman themed credit card.

Apply Today!

Triton Above the Clouds
Triton Above the Clouds

Open an NGFCU Checking account to get your Northrop Grumman debit card design.

Open an Account Today!

Night Train
Night Train

Apply for your Metro themed card.

Apply Today!

Riding Local
Riding Local

Open an NGFCU Checking account to get your Metro debit card design.

Open an Account Today!

Use our Credit Card Repayment calculator to see what it will take to pay off your credit card balance and how you can meet your repayment goals..

Credit Card Repayment Calculator

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Loan Consultation

Send the form below to receive a free, no-obligation loan quote.

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 1.800.633.2848. Agents are available 24/7.

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Woman holding credit card and bags

Ready to apply? It’s easy.

Just submit our secure Online Application, call 800-633-2848 or email memberservices@ngfcu.us.

Apply Now

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

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