Term Savings

Bonus Term Savings Rates and Term Savings

Term	Dividend Rate	APY†	Minimum daily balance to earn APY
6 Month	3.70%	3.76%	$40,000
12 Month	4.32%	4.40%	$40,000
24 Month	4.04%	4.11%	$40,000
30 Month	3.89%	3.96%	$40,000
36 Month	4.00%	4.07%	$40,000
48 Month	3.85%	3.91%	$40,000
60 Month	3.85%	3.91%	$40,000
84 Month	3.64%	3.70%	$40,000

Term	Dividend Rate	APY†	Minimum daily balance to earn APY
6 Month	3.60%	3.66%	$2,500
12 Month	4.17%	4.25%	$2,500
YOUth Boost 12-Month	4.17%	4.25%	$250
24 Month	3.89%	3.96%	$2,500
30 Month	3.74%	3.80%	$2,500
36 Month	3.85%	3.91%	$2,500
48 Month	3.70%	3.76%	$2,500
60 Month	3.70%	3.76%	$2,500
84 Month	3.49%	3.54%	$2,500

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**A penalty will or may be imposed for early withdrawal
*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
†Annual Percentage Yield